Slide #1.

PayPal and Other Third Party Payment Options Presented by Meg Monsen, Eric Zeng, and Michael Leonard
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Slide #2.

Agenda 1 2 3 4 Introduction PayPal and Alternatives User Profile Pros and Cons of Third Party Payment Processors 5 6 7 8 Review Fee Structure Acquiring Customer End Base Further Considerations PayPal and 2Checkout Demonstrations
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Slide #3.

Third Party Processors Introduction Emergence of E-Commerce Security and liability History of PayPal
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Slide #6.

PayPal still way ahead of the Digital Wallet Competition % of respondents who have used the following mobile payment services 40% al PayP 20% 17% allet W e l Goog pon Grou ok s sb o a P e Appl n ers o h t o the avg. ~5% 79%
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Slide #7.

Third Party Payment Providers Amazon Google Wallet 2Checkout PayPal most popular Payment gateways Authorize.net
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Slide #8.

User Profile Owners of ECommerce Businesses When To Not Use ● In most countries, PayPal won’t accept transactions over $10,000 ● Transactions not covered by Purchase Protection Develop In-House? ● ● Small Businesses If you have the resources However, there are so many different payment processors out there!
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Slide #9.

Pros Cons Easy Popular Convenience Cost PayPal Pros & Cons Business Account is FROZEN
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Slide #10.

Credit Card Processing Online B C E Customer pays through online gateway A A B Payment info passed from gateway to processor C Processor to association D D Association to issuing bank
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Slide #11.

Fee Structure Tiered / Blended High transactional costs Fixed amount Flat transaction % - - Interchange fees included in quoted rate Low flat fees, varying incidentals Interchange Plus Low transactional costs + interchange fees Vary by industry and credit card association Subscription / Membership Low transactional costs, generally fixed only - Monthly fee of $10 to $30 generally assessed Lower but less predictable pricing High monthly fee based on dollar limit Ideal for large transaction type business
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Slide #12.

Ways to use PayPal 1 Pay online 2 Send Money 3 Get Paid
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Slide #13.

Choose who to pay ● ● Payment Sent Select PayPal when checking out at Online store worldwide Use PayPal to send money to friends across town ● ● ● Stay safer ● Keep track of all your transactions on PayPal Decide how to pay Pay directly from your PayPal balance or linked bank account Charge it to your credit Card orks W l yP a a P How
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Slide #14.

➢ PayPal Helps Bring you New Customers r me u s l on f C PayPa o s ver d For i r D an Dem PayPal is: ● ● ● Secure Simple Fast w th o r G l PayPa PayPal Growth ● ● ● ● Over 179 Million Accounts 190 Countires 26 currencies 1000s of merchants add PayPal every year
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Slide #15.

Buyers ● ● ● ● Sellers ● ● ● ● Secure transactions Pay with flexibility Save time International shopping Benefits PayPal’s Benefit to Buyers/Sellers ● Sell with more savvy Sell with ease Sell with confidenct Accepte debit and credit cards Get fast access to your money
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Slide #16.

Considerations for Choosing a Third Party Payment Processor SECURITY What is the processor’s reputation for safeguarding against fraud? CREDIT AND LIABILITY Who will bear the cost of fraudulent activity when goods are delivered on an unauthorized transaction? USER AUTHENTICATION Should users be required to complete an additional account login for payment? FOREIGN CURRENCIES What currency options does the provider offer?
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Slide #17.

Fraud Identity Theft ChargeBacks Product theft Accessing payment networks
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Slide #18.

Demonstrations PayPal: http://yorktown.cbe.wwu.edu/students/151/monsenm/BookStoreProject/index.php 2Checkout: https://www.2checkout.com/demo#/shop
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Slide #20.

THANK YOU Any questions?
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